A 529 plan can only be used for education and may even reduce a child’s eligibility for financial aid. A Foundation Account goes further—it can complement or replace your 529 to help fund college, a first home, or a future business, all while remaining private, flexible, and often excluded from aid formulas. Set up early, it becomes a lifelong asset that grows with your child and becomes a tool for generational wealth creation.

For high earners who have already maximized retirement contributions, it builds tax-deferred savings without contribution limits or income restrictions, while keeping your legacy out of probate and beyond estate taxes that can claim up to 40% of family wealth.

A Foundation Account creates lasting protection for your family—providing liquidity if you become ill or pass away and preserving insurability for you and your children early in life. It integrates seamlessly with wills and estate plans to ensure stability and dignity for your heirs, not confusion or loss. Transfers are private and efficient, safeguarding both family privacy and intention across generations.